Opportunity loss for cash buyer
Last night, I have a 1-on-1 with an old friend that back from Johor for long holiday. He is a cash rich person since he work in Singapore and recently the Singapore Dollar appreciated quite…
Category: Finance
Plan and strategy your finance for property investment in Malaysia.
Buy Property with cash or through leverage?
Jimmy: I have $400,000 on my saving now,I would like to invest into rental properties. I already sourced 5 properties worth $80,000 each. Should I buy with cash or apply for bank loan? In term of…
How to get your home loans approved again and again?
Few years back, before I step into the property investment journey, I admired those people who are able to have few houses. At that time, I do not understand how could bank approved their home…
How much do I need to prepared for buying a property?
When some one want to buy their first house for own stay or as investment, the first question is how much is the initial cash outlay? It just simply means that how much money do…
How much I can loan from Bank for my house?
All of us know that for 99% of the people own their house through mortgage. Only 1% of the cash rich people buy with cash. Most of the youngsters are asking, how much can they…
What documents required for home loan applications?
Once you have signed the booking form for your dream home, you can start to apply loan. If you are buying from developer, developer will recommend their panel banker to you. However, if you are…
Using EPF money to improve cash flow
In the previous post ” Where to get my capital for my first property? ” I mentioned we can withdraw EPF money for our down payment. Do you aware that we can use second options which…
How to use your EPF money for down payment?
I am very happy that I am able to use my EPF money to pay my first down payment in 2005 when I first bought my property. I remember that before year 2000, EPF money…
Do You Plan Your Pension Fund Now?
Do you dream to have a stable and enjoyable lifestyle after retire. When retire, we will not have working income but we need to spend for our daily expenses. Therefore, pension fund is important. Do you…
How To Check Your Credit Records Via CCRIS and CTOS?
Before submit application for loan, do you check your credit record? It will be good to know your repayment records first before banks disapprove your loan. This is because banks will not only check your…