Plan and strategy your finance for property investment in Malaysia.
If youâre earning less than RM5k a month and have less than RM50k in savings, you might feel like investing is out of reach. Maybe youâve asked yourself: Should I invest in stocks? Is real…
Hey there, aspiring property investor! Are you looking at Malaysian real estate prices and feeling like it’s a distant dream? Earning under RM5k a month with less than RM50k in the bank? It’s easy to…
If youâre a Malaysian investor with savings in your EPF (Employees Provident Fund), youâve probably asked yourself this question: âShould I keep my money in EPF for the steady dividends, or should I withdraw it…
Investing in property can be a lucrative venture, but itâs not just about buying low and selling high. There are taxes involvedâsome you pay upfront, some when you sell, and others annually. Understanding these taxes is crucial…
If youâre a property owner in Malaysia earning rental income, you might be wondering: âWhat expenses can I deduct? How do I calculate my taxable rental income? And where do I even start?â Filing taxes for rental…
Lifestyle inflation is sneaky. It creeps up on us while weâre busy living our lives. One day, itâs an extra takeaway coffee. The next, itâs a few more items added to the online shopping cart….
Suppose you borrow RM500,000 to buy a house with a loan interest rate of 4.5% per year and a repayment period of 35 years. Can you Calculate how much interest you will pay in total…
I was one of the returning Singapore PR 18 years ago (2004) after residing in Singapore for almost 9 years (1995 – 2004). Recently in my circle of friends that also returned from Singapore that…
For the third time in 2020, Bank Negara Malaysia (BNM) announced the reduction of the overnight policy rate (OPR) by 50 basis points to 2% on May 5, 2020. Chart below show the past 15…
In my past 12 years schooling time, there is no single lesson taught on money. Even the 7 years in Polytechnic and University, it was not taught as well. So end up , I spending…