Should I Sell My Property? A Simple Guide to Decide
Background “I bought a property in 2018 for RM208K. Now, it’s worth RM288K. Should I sell it and invest the money elsewhere, or keep it for the long term?” If you’ve ever asked yourself this…
Author Archives: Chat Property Malaysia
EPF’s 6.3% Dividend: What Does it Mean for Your Property Investment Strategy?
Malaysians recently celebrated the Employees Provident Fund’s (EPF) announcement of a 6.3% dividend for 2024. While this is welcome news for our retirement savings, it also prompts a critical question: How does this return compare…
Don’t Wait to Invest: The Real Cost of Procrastinating in Malaysia’s Property Market
🏡 Time is Money—Especially in Property Investment! 🏡 💸 The Cost of Waiting to Invest in Property 💸 ⚡ Start Early, Reap More. Don’t Wait to Build Your Future. ⚡ The Price of Procrastination in…
Stuck Earning Less Than RM5k? Here’s How to Start Investing (Even with Limited Savings)
If you’re earning less than RM5k a month and have less than RM50k in savings, you might feel like investing is out of reach. Maybe you’ve asked yourself: Should I invest in stocks? Is real…
Stuck in the RM5k Trap? Unlock Your Property Dreams (Even with Limited Savings!)
Hey there, aspiring property investor! Are you looking at Malaysian real estate prices and feeling like it’s a distant dream? Earning under RM5k a month with less than RM50k in the bank? It’s easy to…
Affordable Housing in Malaysia: Is It the Right Choice for You? (Pros & Cons Uncovered!)
Dreaming of a Home Without Breaking the Bank? Let’s Talk Affordable Housing! So, you’re looking to buy your first home in Malaysia, and affordable housing schemes are on your radar? That’s a smart move! These…
EPF vs Property Investment in Malaysia: Which is the Better Choice?
If you’re a Malaysian investor with savings in your EPF (Employees Provident Fund), you’ve probably asked yourself this question: “Should I keep my money in EPF for the steady dividends, or should I withdraw it…
Dreaming of Owning a Home in Penang? Find Out If You Qualify for Affordable Housing!
Homeownership in Penang – More Achievable Than You Think! Penang, the Pearl of the Orient! We all know how beautiful the island is, and most of us dream of calling it home. But let’s be…
5 Taxes You Need to Know Before Investing in Property in Malaysia
Investing in property can be a lucrative venture, but it’s not just about buying low and selling high. There are taxes involved—some you pay upfront, some when you sell, and others annually. Understanding these taxes is crucial…
How to File Your Taxes for Rental Income in Malaysia (A Simple Guide)
If you’re a property owner in Malaysia earning rental income, you might be wondering: “What expenses can I deduct? How do I calculate my taxable rental income? And where do I even start?” Filing taxes for rental…